I wonder if a police officer can buy "malpractice" insurance?
The insurance industry despite it's staid reputation is one of the last Frontiers for free enterprise. If it makes money, let's do it seems to be their motto.
Plus, it's based upon the law of large numbers; there are a lot of police officers out there so I think the answer would be yes.
As for your comment Crafty, you are making presumptions that are not necessarily true. Again, let's use doctors. They have personal liability yet frankly it's still very difficult
to get into Medical School; the demand for that job is still there. The best doctors don't drop out because of personal liability, if anything, it's the less talented doctors who drop out. And if a few do drop out, well, there are plenty of applicants.
As for police officers, the hiring practices bewilder me. It seems more like who do you know, what color or nationality you are, or how lucky you are versus raw intelligence mixed with reasonable physical ability. Remember, you only need a high school diploma to quality leaving you a huge applicant base.
As I mentioned on the CA site, as did others, public employees should be run like a business. That includes police and fire.